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Financial Management ResourcesLowering Monthly PaymentsIs Debt Weighing You Down? Sign-up today and get out of debt. Credit Report / Credit RatingMany people are totally unaware of what their credit report looks like or what their credit rating is. This is a situation where what you don't know CAN hurt you! First, it's important to check your credit card periodically to make sure all the accounts listed are accounts you authorized. The first sign of identity theft is often noticing an account on a credit report that you didn't open. Second, a good credit report means favorable rates on credit cards and mortgages, which saves you money.
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